Aditya Birla Finance Limited (ABFL), a subsidiary of Aditya Birla Capital Limited (ABCL), is among the leading well-diversified financial services company in India offering end-to-end lending, financing and wealth management solutions to a diversified range of customers across the country. ABFL is registered with RBI as a systemically important non-deposit accepting non-banking finance company (NBFC) and ranks among the top five largest private diversified NBFCs in India based on AUM as of 31st March, 2017 (source: CRISIL).
For the quarter ended 30th June, 2018, ABFL’s loan book has reached Rs.444 billion. Along with its growth, ABFL has maintained healthy asset quality with GNPA (Gross NPA) at 0.95% as of 30th June, 2018. This is reflected in its long-term credit rating of AAA (Stable) by ICRA and AAA (Stable) by India Ratings, Perpetual debt credit rating of AA+ (Stable) by ICRA and AA+ (Stable) by India Ratings (Stable) and short-term credit rating of A1+ by ICRA & India Ratings.
ABFL caters to the varied needs of a diverse set of customers across retail, HNI, ultra HNI, micro enterprises, SME, mid and large corporates. ABFL offers customised solutions in areas of personal and business loans, corporate finance, mortgages, capital market based lending, project loans, structured finance, wealth management and digital lending, debt capital markets and syndication.
Aditya Birla Capital Limited (ABCL), is the holding company of all the financial services businesses of the Aditya Birla Group. With a strong presence across the life insurance, asset management, private equity, corporate lending, structured finance, project finance, general insurance broking, wealth management, equity, currency and commodity broking, online personal finance management, housing finance, pension fund management and health insurance businesses, ABCL is committed to serving the end-to-end financial services needs of its retail and corporate customers. Anchored by more than 16,000 employees, ABCL has a nationwide reach and more than 2,00,000 agents / channel partners.