Aditya Birla Finance Limited (ABFL) is among the leading well-diversified financial services company in India offering end-to-end lending, financing and wealth management solutions to a diversified range of customers across the country. ABFL is registered with RBI as a systemically important non-deposit accepting non-banking finance company (NBFC) and ranks among the top five largest private diversified NBFCs in India based on AUM as of March 31st, 2017 (source: CRISIL).
For the quarter ended 31st December 2018, ABFL’s loan book has reached Rs. 493 billion. Along with its growth, ABFL has maintained healthy asset quality with GNPA (Gross NPA) at 1.17% as of 31st December 2018. This is reflected in its long-term credit rating of AAA (stable) by ICRA and AAA (stable) by India Ratings, perpetual debt credit rating of AA+ (stable) by ICRA and AA+ (stable) by India Ratings (stable) and short-term credit rating of A1+ by ICRA & India Ratings.
ABFL caters to the varied needs of diverse set of customers ranging across retail, HNI, ultra HNI, micro enterprises, SME, mid and large corporates. ABFL offers customized solutions in areas of personal and business loans, corporate finance, mortgages, capital market-based lending, project loans, structured finance, wealth management and digital lending, debt capital markets and syndication.
Aditya Birla Capital Limited (ABCL) is the financial services platform of the Aditya Birla Group. With a strong presence across the life insurance, asset management, private equity, corporate lending, structured finance, project finance, general insurance broking, wealth management, equity, currency and commodity broking, online personal finance management, housing finance, pension fund management, and health insurance business, ABCL is committed to serving the end-to-end financial services needs of its retail and corporate customers. Anchored by more than 17,000 employees, ABCL has a nationwide reach and more than 200,000 agents / channel partners.